The U.S. Foreclosure Map You Need To See (2025 Update) | The Listing Team

📍 The U.S. Foreclosure Map You Need To See (2025)

Let’s cut through the noise: foreclosure headlines are back—but most are designed to grab clicks and spark fear. What’s really happening? We’re not even close to a housing crisis. And no, your home isn’t in danger of losing all its value.

Yes, foreclosure starts rose 7% in the first half of 2025. But that doesn’t tell the whole story.

📉 Filings Are Still Extremely Low

Only 0.13% of U.S. homes filed for foreclosure this year. That’s less than one-quarter of one percent—a microscopic share. And if you’re wondering how that stacks up historically? During the 2010 housing crash, 1 in every 45 homes had filings.

Just 1 in every 758 homes has a foreclosure filing so far this year. Still feel like a housing crash? Not even close.

🔐 Stronger Lending Standards = Less Risk

Before the 2008 crash, sketchy loans set people up for failure. But today? Buyers are more qualified, lending standards are tighter, and most homeowners have built solid home equity.

“A significant factor contributing to today’s comparatively low levels of foreclosure activity is that homeowners—including those in foreclosure—possess an unprecedented amount of home equity.”
– Rick Sharga, CJ Patrick Company

What If You’re Facing Hardship?

If you’re in a bind, you’re not out of options. With equity on your side, you may be able to sell your home and walk away ahead. Talk to your lender and then schedule a free consultation with us. We’re here to guide you through it.

✅ Bottom Line: Don’t Let Headlines Fool You

Foreclosure levels today? Still historically low. The sky isn’t falling, and the housing market isn’t crashing. But if you want to know how much your Fort Lauderdale home is worth, or understand the market in Oakland Park, Weston, or Pembroke Pines—reach out.

🏡 Want to see what your property’s really worth in today’s market? Get a free home valuation here.

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