6 Game-Changing Resolutions for 2025 First-Time Buyers

Scott Lehr

Team Leader, The Listing Team at RESF
954-342-6180 |
scott@reallistingagent.com

1. Master the 2025 Loan Landscape

This year’s first-time buyer programs in Broward County include:

• ✅ Florida HFA Advantage: $15k down payment assistance
• ✅ FHA Modern: 1.5% lower PMI rates than 2023
• ✅ VA 2.0: $0 down up to $850k in qualifying neighborhoods

2. Build Bulletproof Credit

2025 lenders want:

• ⚡ Credit utilization under 10%
• ⚡ 24+ month clean payment history
• ⚡ Mix of credit types (try our Credit Builder Tool)

Need Personalized Advice?

Our first-time buyer program helped 89 local residents in 2024

Start Your Journey

or text “FIRSTHOME” to 954-342-6180