Should You Buy a Vacation Home? (2025)
By Scott Lehr, PA — Updated October 13, 2025 • South Florida
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A vacation home can be part lifestyle, part investment. The win comes from matching your “why” to a realistic budget and the right rules (city + HOA).
Top Reasons to Buy a Vacation Home
1) A Designated Destination
Your go-to spot to unplug—no re-planning the trip every year.
2) Better Seasonal Weather
Chase sun or cooler temps depending on where you live.
3) Sense of Adventure
New community, restaurants, activities, and events.
4) Potential Rental Income
Offset carrying costs when you’re not using it (check local rules).
5) Future Retirement Base
Enjoy it now, transition to full-time later.
6) Lifetime Memories
Regular gatherings and a place everyone loves to visit.
South Florida Second-Home Hotspots
Fort Lauderdale
Weston
Pembroke Pines
Hollywood
Plantation
Coral Springs
Sunrise
Miramar
Tamarac
Your 3-Step Second-Home Plan
Step 1: Budget & Financing
We’ll model PITI + HOA + insurance + maintenance plus realistic rental offsets. Start by unlocking equity:
How much is my Fort Lauderdale home worth? Same tool for
Oakland Park,
Weston, and
Pembroke Pines.
Step 2: Choose the Right Ruleset
We verify city and HOA rules for short-term rentals, minimum stays, and guest limits so your plan actually works.
Step 3: Buy for Enjoyment + Resale
Prioritize location, safety, parking, outdoor space, and low-maintenance finishes to protect future value.

Scott Lehr, PA
Team Leader, The Listing Team at RESF • 954-342-6180
scott@reallistingagent.com
Dreaming of your own slice of paradise? Let’s see if a vacation home fits your life and budget.
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